Savings & Investments

We will consider many factors when determining an investment strategy including your experience, age, attitude to risk, expectations and existing holdings to mention a few.  With this information we can ensure your investment portfolio is suitable for your financial needs and objectives.   

Lump Sum Investments

We have an extensive and varied range of options for you to choose from.  Nothing too small, nothing too big.  Capital guaranteed options are always available if you are not willing to accept risk but still want to see your money grow.

If interest paid for monies on deposit is less than inflation, the value of your savings will fall in real terms.  At 3% inflation, €10,000 to day will be worth €8,626 in 5 years.  In another 5 years, this will have reduced to €7,441.

You have worked hard for your money, let it now work hard for you.

Regular Saving

Saving doesn't sound very exciting and usually implies sacrifice.  Nobody likes to give up any of the lifestyle they currently enjoy.  It is a question of priority  and what matters most.  Maintaining your current expenditure or ensuring your children will gain an important advantage in life.

College fees or more the cost of our children having to live away from home needs planning and time.  By starting an education fund early, you spread the cost over a longer period and maximise your opportunity to benefit from investment growth. 

A child in college having to live away from home can easily cost €10,000 per annum.  That is €30,000 for a 3 year course.  And if you have more than one child showing an interest in college?

There are 3 main ways in which to pre-fund for education costs - and the most appropriate one for you will depend on your personal circumstances and how soon fees are required:

1. You can invest a capital sum now;
2. Regular savings can be set aside out of income and invested;
3. A combination of 1 and 2 above.

A popular choice is to invest your Children's Allowance into a regular savings account, with investment opportunities to suit your requirements.

For more information and the choices available, you should pick up the phone and give us a call.